What is the best place to live in Montenegro as an expat?

Tivat is the most popular choice for expats due to Porto Montenegro, an international marina with year-round community, international school, restaurants and reliable infrastructure. Budva suits those wanting beach lifestyle and nightlife. Kotor attracts culture-focused buyers. Bar is best for budget-conscious long-term residents.

What is the cost of living in Montenegro?

Montenegro has a relatively low cost of living compared to Western Europe. A couple can live comfortably on EUR 1,200-1,800/month including rent. Local food, utilities and transport are significantly cheaper than EU equivalents. Tivat and Budva are the most expensive areas; Bar and Podgorica are more affordable.

Is Montenegro safe to live in?

Montenegro is generally considered safe for residents and expats. It has a low crime rate compared to regional neighbours and a welcoming attitude to foreigners. It ranks well on Global Peace Index for Southeast Europe. The main concerns are occasional organised crime in coastal areas, which rarely affects residents or tourists.

Can I get residency by living in Montenegro?

Yes. Foreign property owners can apply for temporary residence (privremeni boravak), which is renewable annually. After five continuous years of legal residence, you can apply for permanent residence. Citizenship requires 10 years of permanent residence plus other conditions. Property ownership does not automatically grant residency but supports the application.

Best Places to Live in Montenegro 2026

Montenegro offers a range of living environments — from the buzzing Adriatic coast to peaceful mountain villages. Whether you are looking for a holiday home, retirement destination, or permanent residence, the best places to live depend on your lifestyle and budget.

Best Places at a Glance

Budva — best for nightlife, tourism, short-term rentals
Tivat / Porto Montenegro — best for expats, marina lifestyle, year-round
Kotor — best for culture, history, boutique properties
Bar — best for budget living, local community
Podgorica — best for business, families, infrastructure
Kolasin — best for nature, skiing, mountain retreats

Budva — Best for Tourism and Short-Term Rentals

Budva is Montenegro’s most popular coastal town, with a medieval old town, sandy beaches, and a vibrant nightlife scene. Property prices run EUR 3,500-6,000/m2. Ideal for investors targeting Airbnb rental income during the June-September peak season, with 80%+ occupancy rates.

Tivat — Best for Expats and Year-Round Living

Porto Montenegro transformed Tivat into an international marina town with year-round expat community, international school, and reliable infrastructure. Property EUR 4,000-8,000/m2. Strong long-term rental demand from marina workers and international residents.

Kotor — Best for Culture and Boutique Living

Kotor’s UNESCO-listed old town and dramatic bay setting make it one of the most beautiful towns in the Adriatic. Limited supply of authentic stone houses and apartments keeps values stable. Prices EUR 2,500-5,000/m2 depending on proximity to the bay.

Bar — Best for Affordable Living

Bar offers the most affordable coastal property in Montenegro at EUR 1,200-2,500/m2. Growing infrastructure, direct rail connection to Belgrade, and a large local community make it popular with retirees and budget-conscious buyers.

Explore our property listings by location or speak to our team about which area suits your lifestyle and budget.