Apartment with Rooftop Terrace in Tivat — 3 Bedrooms, 107 m² + 120 m² Private Roof Terrace

The roof terrace is the reason to see this apartment. At around 120 m² it is larger than the apartment’s own floor plan, and it belongs to this unit alone. From up here the view runs over the red roofs and church domes of Tivat to the bay, with the mountains of the Boka on the far shore. There is room for an outdoor dining table for the whole family, sun loungers, shade sails and planters, which is how the virtually staged image in the gallery imagines it. Today the terrace is paved and empty, ready to be set up as you like.

The image marked “Virtually staged” is a digital furnishing of the real terrace; the terrace is currently unfurnished.

The living room opens to the kitchen and dining area and has glazed doors to a balcony. The kitchen is fitted, with a dishwasher, a fridge-freezer and a microwave. Two bedrooms have double beds and built-in wardrobes; the third, with bunk beds and a desk, suits children or guests. Floors are light oak-effect throughout, and each room has its own air-conditioning unit. One bathroom has a shower cabin and a washing machine, the other a walk-in shower.

Because it comes furnished, the apartment can be lived in or let straight away, while the roof terrace gives it something few town-centre flats in Tivat have.

Tivat is the most practical base on the Bay of Kotor: the airport is on the edge of town, Porto Montenegro marina is a short walk from the centre, and the waterfront promenade links the two. The centre has everyday shops, the market, restaurants and schools within walking distance. See more property for sale in Tivat.

• Pine promenade and town beach: ~400 m / ~5 min on foot
• Porto Montenegro marina: ~1 km / ~12 min on foot
• Tivat Airport: ~4 km / ~10 min by car (Airports of Montenegro)
• Kotor Old Town (UNESCO): ~10 km / ~15–20 min by car
• Luštica Bay: ~15 km / ~20 min by car
• Budva: ~25 km / ~30 min by car

Rental income depends on furnishing, management, pricing and occupancy; owners letting to tourists must register with the local tourist organisation. Buyers should form their own view of achievable returns.

This is a resale property, so the buyer pays transfer tax, which is progressive: 3% on the part of the price up to €150,000, 5% on the part between €150,000 and €500,000, and 6% above that. Notary and land-registry fees come on top. Official information: Government of Montenegro.

Before you make an offer, we check the ownership, any encumbrances and the legal status in the official records ourselves, at no cost to you. A further check by a notary or lawyer can be arranged for a separate fee. Property ownership in Montenegro can support an application for temporary residence; the rules changed in 2026, so read our Residency in Montenegro guide and the Montenegro Property Buying Guide.